Deposit Rates

The following rates were paid for the most recently ended dividend period(s) and are not guaranteed for any future dividend periods.

Rate APY *
Regular Shares (Savings) - quarterly
All Balances    0.10% 0.100%
Share Drafts (Checking) - monthly
Average Daily Balance <$1000    n/a n/a
$1000 and over    0.05% .050%
Money Market - monthly
Avg. Daily Balance < $10,000    0.10% 0.10%
Avg. Daily Balance $10,000 & over    0.10% 0.10%
IRA Shares - quarterly
Paid Quarterly    .25% .250%
Health Savings - monthly
Paid Monthly    0.25% 0.250%
Christmas Club - monthly, paid Nov. 15th
Up to $2500    1.00% 1.00%
Over $2500    0.10% 0.100%
   

Rates are calculated on each level accordingly. Balances are calculated on an average daily balance. Any annual percentage yield assumes dividends will remain on deposit for at least one year. A withdrawal will reduce earnings.

Revised:  10/15/2015

Certificate of Deposit Rates (Regular and IRA)

Effective 04/28/2015, until changed

$1000 and above IRA and Masters Club
APR APY * APR APY *
90 days .10% .100% .10% .100%
6 months .15% .150% .150% .150%
1 year .25% .250% .25% .250%
18 months .30% .300% .30% .301%
2 year .35% .351% .35% .351%
3 year .60% .602% .60% .602%
4 year .70% .702% .70% .702%
5 year 1.20% 1.207% 1.20% 1.207%

Minimum balance required: $1,000. All certificates are compounded quarterly. Interest penalty for early withdrawal of principle. The annual percentage yield assumes that interest remains on deposit until maturity. Withdrawals will reduce earnings. Fixed rates remain in effect until maturity. Rates are subject to change daily.

* APY = Annual Percentage Yield

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