Fees & Charges

Share Accounts
Minimum Balance to Open $25.00
Membership Fee FREE
Excessive Withdrawal Fee (each)
(more than five monthly)
$1.00
Negative Balance Fee $25.00
IRA Annual Maintenance Fee $15
IRA Terminimum Fee (Within 180 Days) $25.00
Share Draft Accounts
Minimum Balance to Open $25.00
Monthly Service Charge FREE
Stop Payment (per order) $25.00
Insufficient Fund Check (NSF)(per draft) $30.00
Overdraft Transfers $2.00
Check Copies (each) $5.00
Account Activity Printouts (per page) $0.50
Temporary Checks (Sheet of 4) $1.00
ATM/Debit Card Service Fees
Visa Check Card Annual Fee FREE
Transaction at CU ATM FREE
Transaction at Foreign ATM $1.00
Insufficient Fund Withdrawal $30.00
Non-member transaction at PFCU ATM 2.50
Miscellaneous Fees
Telephone Transfers (In Branch) $1.00
Telephone Inquiries (In Branch) $1.00
24/7 Telephone Access (Audio Response) FREE
Internet Account Access (FlexTeller) FREE
Fax - Incoming FREE
Fax - Outgoing Local FREE
Fax-Outgoing Long Distance (1pg) $1.00
(for each additional page) $0.25
Money Orders (each) $1.00
Western Union Wire $25.00
Cashiers Checks $5.00
Deposited Checks Returned $10.00
Statement Duplication $1.00
Research/Reconciliation (per hour) $25.00
Notary Services FREE
Wire Transfer - Incoming FREE
Wire Transfer - Outgoing - Domestic $20.00
Wire Transfer - Outgoing - Foreign $50.00
Account Closure (within 6 months) $25.00
Returned Mail $5.00
Xerox Copies (per page) $0.10
Check Cashing Fee $10.00
Coin Counter (Member/Non-Member 0%/8%
Impound Fees (Levies, Judgments etc.) $60.00
Collection Item (Outgoing) $25.00
Reopen Closed Account Within 6 Months $50.00
Change Joint Owner on Account $5.00
Overnight Mail Delivery $50.00
Gift Cards $3.00
Loan Fees
Return Loan/Visa Payment Fee 30.00
Delinquent Loan Payment ($5 Minimum) 5% of amt due
Visa Temporary Limit Increase $10.00
Visa Reissue $6.00
Visa Late Payment Fee Same as loans
Visa Return Check Fee $30.00
MC/Visa Cash Advance FREE
Loan Extension Fee $10.00
Visa Annual Fee (Classic & Platnium) FREE
Visa Annual Fee (Extra Awards) $20.00

Revised:  03/04/2016

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