Loan Terms and Rates

As of  01/01/2016  and subject to change daily

Approximate
Term
in Months
ANNUAL PERCENTAGE RATE
(APR)
As Low as No Higher than
Secured by Specified Collateral 1-24 2.50% 14.50%
25-36 2.50% 14.75%
37-48 2.50% 15.00%
49-60 2.50% 15.15%
61-72 3.65% 15.75%
73-84 4.40% 16.50%
85-96 4.90% 17.50%
97-120 5.40% 18.00%
Secured by Security Agreement (Personal Loan) 1-12 7.25% 18.00%
13-36 9.50% 18.00%

Rate Adjustments Applicable to All Above Categories

-.10% reduction for payment transfer from PFCU Account, Direct deposit or payroll deduction
-.10% reduction for share draft account and Visa debit card
Add 1% if no insurance is required
Add 1% if vehicle collateral is 8 or more years old.

Indexed Accounts (Variable Rate) — Index is Prime Rate & Reviewed Quarterly

ANNUAL PERCENTAGE RATE (APR)
As Low as No Higher than
Line of Credit
Current Rates 6.25% 14.75%
Prime + 3.25% Prime + 11.50%
Secured by Depositis
Secured by Borrower's Deposits Prime - 1.00%
Current Rates 2.25%
Secured by 3rd Party Deposits Prime + 1.00% Prime + 4.50%
Current Rates 4.25% 7.75%
Certificate of Deposit CD Rate + 2%
Visa Credit Cards
Real Estate Loans Months
Call for Rates
Home Equity 1st Lien and Mortgage (Purchase or Refinance)
— Call for Rates
Banner1
  • Buzz


  • Sixflags


  • Facebook


  • Balance_checking


  • 78
    ATM Locator


  • Visaverified


  • Atm


  • 45


  • 68

Ehl