Postel FAmily Credit Union
Our rates.
POSTEL FAMILY CREDIT UNION
Deposit Rates
The following rates were paid for the most recently ended dividend period(s) and are not guaranteed for any future dividend periods.
Rates are calculated on each level accordingly. Balances are calculated on an average daily balance. Any annual percentage yield assumes dividends will remain on deposit for at least one year. A withdrawal will reduce earnings.
POSTEL FAMILY CREDIT UNION
Certificate of Deposit Rates (Regular and IRA)
Effective 9/03/2024
Minimum balance required is $1,000. All certificate dividends are paid monthly. Interest penalty for early withdrawal of principal. *The annual percentage yield (APY) assumes that interest remains on deposit until maturity. Withdrawals will reduce earnings. Fixed rates remain in effect until maturity. Rates are subject to change daily.
| $1000 and above | Regular | Regular | IRA | IRA |
|---|---|---|---|---|
| TERM | APR | APY* | APR | APY* |
| 90 Days | 0.80% | 0.803% | 0.80% | 0.803% |
| 6 Months | 3.75% | 3.815% | 3.75% | 3.815% |
| 1 Year | 4.00% | 4.074% | 4.00% | 4.074% |
| 18 Months | 3.75% | 3.815% | 3.75% | 3.815% |
| 2 Year | 3.75% | 3.815% | 3.75% | 3.815% |
| 3 Year | 3.00% | 3.042% | 3.00% | 3.042% |
| 4 Year | 3.00% | 3.042% | 3.00% | 3.042% |
| 5 Year | 3.00% | 3.042% | 3.00% | 3.042% |
* APY - Annual Percentage Yield
POSTEL FAMILY CREDIT UNION
Loan Terms and Rates
As of 4/01/2023 and subject to change daily.
Minimum balance required is $1,000. All certificate dividends are paid monthly. Interest penalty for early withdrawal of principal. *The annual percentage yield (APY) assumes that interest remains on deposit until maturity. Withdrawals will reduce earnings. Fixed rates remain in effect until maturity. Rates are subject to change daily.
* APR - Annual Percentage Rate
Rate Adjustments Applicable to All Above Categories 0.10% reduction for payment transfer from PFCU Account, Direct deposit, ACH payment or payroll deduction. Add 0.50% if vehicle collateral is (5) or more years old.
POSTEL FAMILY CREDIT UNION
Indexed Accounts (Variable Rate)
Index is Prime Rate (Prime) and Reviewed Quarterly - Current Prime Rate is 8.00%
* APY - Annual Percentage Yield
POSTEL FAMILY CREDIT UNION
More than just a credit union, we're family.
We believe in helping our neighbors achieve the life they desire.
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PFCU is open to anyone who works, resides, worships or attends school in Archer, Baylor, Clay, Wichita or Wilbarger Counties in Texas and to employees of select employee groups along with the families of existing members.
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